Ray Rafiq Omar

Ray Rafiq Omar has built a reputation as a versatile and resourceful entrepreneur, primarily focused on innovative solutions in the finance and property sectors. As the co-founder of Graceful Finance since January 2023, he has dedicated his efforts to helping older Americans safely transition their home equity into retirement income, aiming to manage an impressive $11 trillion in home wealth. His work here exemplifies his commitment to creating financial solutions that safeguard homeowners against the risk of losing their homes, catering to a demographic often overlooked in traditional financial planning.

In addition to his role at Graceful Finance, Ray has a robust history of founding companies and leading initiatives that blend technology with strategic market insights. Notably, he was the Founder and CEO of Wayhome, where from October 2015 to May 2019, he pioneered a co-ownership model that helped families trapped in the rent cycle to afford homes in a market outpaced by house price inflation. His innovative approach secured a £500m fund partnership with Allianz Global Investors, demonstrating his ability to attract substantial investment and change the landscape of homeownership. Ray’s career is marked by a series of successful ventures and strategic roles, indicating his broad influence across multiple industries and his ability to navigate complex market challenges.

• Graceful Finance, Co-founder: Jan 2023 - Present
• Friend to Founders, Founder: Jan 2020 - Present
• Free.co.uk, Founder: Feb 2020 - Jan 2021
• Wayhome, Founder and CEO: Oct 2015 - May 2019
• Wigwamm, Chief Detail Officer: Nov 2011 - Oct 2015
• Insight Investment, Presentation Specialist: Jan 2010 - Jun 2011
• Renaissance Capital, Special Projects: Jun 2007 - Nov 2008
• Regent Street Cinema, Project Co-Lead: Dec 2006 - Sep 2008
• University of Westminster, Vice President - Students' Union: Mar 2005 - Jul 2007

‍